Smart People Don’t Pay Retail

Rich people don’t pay retail. It’s not a joke.

Bright people don’t get embarrassed by negotiating on price. Smart people don’t overpay. They use tools to get the best deals so they can be rich.

Can you use coupons and save money on purchases? Yes, but here are some rules or guidelines and then some suggested websites for you to review for money saving fun.

Rule number 1: Make your shopping list out first. Then, search for coupons.

Rules number 2: No matter how good the coupon or coupon code, stick to the shopping list.

Rule 3: Always take the percentage you saved using the coupon or coupon code and take that amount directly to savings.

If you follow these three simple rules, you will be shocked at how much you truly can save.

And remember this: the value of coupons is marketing for the business and the savings for you. Don’t get confused about how to use them effectively and who’s side you are on!

Here are some sample websites to get you started researching places that help you save:

www.retailmenot.com

www.mydaily.com

www.parentdish.com

www.couponcabin.com

www.couponchief.com

www.couponsmarter.com

As always, we don’t endorse things. We tell you to do your research. So, get your family together and brainstorm ideas on saving money, using coupons and coupon codes and negotiation (we are big believers in negotiation).

You should be building a proper emergency savings fund for 2010 – 2011. That means you should be building money market savings and certificates of deposit with 15 to 18 months of expenses in liquid reach. This will help you build a true safety net in today’s economic environment for your family. And it has never been more important.

YOU CAN CHOOSE

You can choose to take specific and steady actions to change your life, change the lives of your children and change the future of your family tree. Yes, you have the power yourself.
All the corporations, the private equity companies, crooked politicians and rich people can’t stop you if you really have a systematic plan that starts with regular savings and steady investment along with your regular bills.

If you are willing to take the time with your family to make a plan for reducing and then eliminating debt over time, you can gain more control over your finances and you can teach your children how to become wealthy over time.

If you are willing to make people work for the money you spend with them, you can build savings and then wealth.

These things are within your reach. You just have to start and you have to be encouraged.

You can join our free Facebook group (or have your children do it, too) by searching in the Facebook bar on your “wall” for “Live The Lifestyle Your Family Deserves.” Click on “become a fan.” It’s free and it ties our free blogs into that group.

If you want to give your children the same information we are giving ours, you can purchase the only thing we sell on any of our blogs or groups. It’s called “How To Survive Any Financial Crisis” and you can get it for only $4.95 at www.middleclassmoney.com.

Thank you for reading our blog and good luck!

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